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Buying your first home in Englewood
A low county tax rate plus a flat fire fee, in a town that straddles two counties with different rules.
See your real monthly cost in EnglewoodWhat changes the math in Englewood
Each fact links to the sources we checked it against.
Which county
Sarasota or Charlotte
Englewood sits in both counties. Taxes, down payment programs and title customs follow the parcel's county, so check it on the property appraiser's site first. The facts below are for the Sarasota side.
As of 2026Wikipedia (Census place) ↗Englewood Fire District ↗Checked Oct 15, 2026
Property tax rate
11.47 mills
Unincorporated Sarasota County, among the lowest rates we track. On a $400,000 home with homestead, about $4,150 a year.
As of 2025 tax yearSarasota Tax Collector ↗Fla. Dept. of Revenue ↗Homestead amount (Fla. DOR) ↗Checked Oct 15, 2026
Fire district fee
$247.68 a year
Every home pays this flat Englewood Area Fire Control District fee on the tax bill. Homestead doesn't reduce it.
As of FY2024-25 rateEnglewood Fire District ↗Sarasota Tax Collector ↗Checked Oct 15, 2026
Recent median sale
$457,100
The Sarasota County side of Englewood, 372 recorded sales, all home types: houses $525,000, manufactured homes $150,000. The Census puts the typical owner's home value much lower, at $339,900 (2020-24).
As of Apr-Sep 2026Sarasota County Property Appraiser ↗U.S. Census ↗Checked Oct 18, 2026
Down payment help
Up to $75,000
Englewood's Sarasota side qualifies for Sarasota County's SHIP loan for low-income first-time buyers: 0% interest, forgiven over 20 years if you live there. Your lender applies for you.
Open Oct 2026Sarasota County SHIP ↗WWSB ↗Checked Oct 15, 2026
Down payment help
5 open programs for Englewood
Checked against official sources this month. Income and price limits apply, and most can’t all be combined.
- Sarasota County SHIPUp to $75,000
- Florida Hometown Heroes5% of your loan, $10,000 to $35,000
- FL AssistUp to $10,000
- FL HLP second mortgage$12,500
- HFA Preferred PLUS3%, 4% or 5% of your loan
Found a home? Check the address itself
Flood zone, evacuation level and the exact tax bill change street by street. These official Sarasota County tools give the answer for one address.
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